Uninsured Motorist Car Accident Settled for $100,000

Woman Passenger Injured by Uninsured Motorist Rear-End Collision

The case involves a Single Policy Limit Uninsured Motorist Settlement Car Accident for a then 65-year old woman who was a passenger in a vehicle that was rear-ended by a driver/vehicle owner who was uninsured for Bodily Injury (BI) Liability Coverage.

In July, 2014, Seth T. Weinstein, Esq., was able to settle an Uninsured Motorist claim for a then 65-year old woman, who was a seat-belted passenger in a vehicle that was struck from the rear, for a lump sum of $100,000.00, the total policy limits available.

Our client, at the point of impact, was a seat-belted front seat passenger in her friend’s vehicle when she was rear-ended. She sustained injuries to her right leg and heel, neck, mid-back and lower back. She received treatment at a Florida Emergency Room, with follow-up primary care physician, orthopedic, supervised chiropractic, neurological treatment and diagnostic testing in Florida where it was radiologically determined that she sustained herniations in various areas of her neck and back. She had positive neurodiagnostic testing including EMG and NCV testing for radicuolpathy in the neck which also involved ulnar nerve entrapment.

Although recommended, Client never obtained more invasive treatments such as epidural steroid injections, facet block injections or surgery; her treatment was relegated to conservative non-invasive care.

Upon the submission of a comprehensive 24-page Demand Package in June 2014 on behalf of the uninsured motorist insurer for her friend and the driver of the vehicle that she was a passenger in, that insurer agreed to tender its entire $100,000.00 single policy limit of uninsured motorist (UM) coverage.

Seth T. Weinstein, Esq. was able to garner a pre-suit $100,000.00 settlement on a personal injury claim that involved no invasive treatments such as injection therapy (epidural steroid injections or facet block injections) or surgery, while likewise negotiating extensive billing above and beyond PIP benefits for various non-invasive treatment modalities.