After an accident, you must protect yourself from further harm, while also ensuring that you are prepared for your insurance claim and any legal action you may need to take. Pull over to a safe spot, put on your hazard lights and check yourself and your passengers for injuries. If there is a need for medical attention, or you simply are unsure, regardless, call 911 immediately. Some injuries may not show symptoms until days after the accident, so even you do not see the need to call emergency services, again, seek medical attention as soon as possible. It is ‘better to be safe than sorry.’
Next, take photographs – and videos, if you can – of the scene and the damage to your vehicle. You should also have visual evidence showing the surrounding area, the positions of the vehicles involved and the license plates of the involved vehicles. With smart phones, we no longer have the excuse of saying you did not have a camera or video camera at the time. If you do not have a smart phone, you are encouraged to at least purchase a disposable camera and keep it in your glove box. Exchange insurance details with the other drivers, but be very careful not to say anything that may be construed as admitting responsibility for the accident. Simply exchange details and leave the scene. You should also get the details of any eyewitnesses on the scene. Report the accident to the police and your insurance company as soon as possible.