In the event of a car accident, there is often more to deal with than your injuries. Legal matters, financial issues, and insurance headaches can all become an unpleasant reality for you as you try also to manage your recovery. A car accident attorney will be able to help you with these matters. But, how do you know when to consult one? The following three situations are probably the most common reasons to do so. However, before going into these possible reasons, you should know that a personal injury consultation is typically free and thus you are encouraged to meet with a legal professional, a lawyer, to discuss everything concerning you early before taking any steps. Nevertheless, a few situations that otherwise prompt the need are
If Your Insurance Claim Is Denied
Your insurance company isn’t always on your side, and you may find that a very valid claim is denied on the basis of a technicality. In this case, you have very little recourse except to seek legal advice. A good car accident attorney can help you fight for the money that is due to you. Don’t wait until it has gotten that far; again, meet with an attorney as soon as possible.
If Your Insurance Pay-Out Is Unfair
In other cases, the insurance company will pay out, however, you may have a strong reason to believe that you are entitled to more. An attorney can then undertake arbitration or litigation against the insurance company to force them to pay out what you are fully entitled to. Once again, under the guidance of legal counsel, providing the proper information from the get go may help avoid this situation altogether.
If Another Party Makes a Claim Against You
If there is another party involved in your accident, you may find that you are blamed for having caused the accident. Worse, you may discover that a lawsuit is being filed against you. In this case, you will need the help of a lawyer to defend you or to help you file a counter suit. If you know you are in the right and that the claim against you is spurious, your attorney can help you clear your name and get the compensation you deserve. Even if a plaintiff personal injury attorney cannot help you, he/she may be able to guide you in the right direction so to notify your own insurer so they can retain defense counsel should you have the insurance coverage and need it.