In a case where a fellow attorney referred a case to Sokoloff & Weinstein, P.A. involving a minor teenage boy who was a passenger on a golf-cart that flipped causing a “de-gloving” injury to the his lower leg, resulting in emergency surgery, care and multiple reconstructive surgeries over a period of time, a case was made against homeowner’s insurance, the total policy limit of $300,000.00 was eventually tendered to the injured party and an additional $5,000.00 was also paid from the Medical Payment provisions of that same policy.